Question 1

What is Clasifi?

Accepted Answer

Clasifi is an AI platform builder that creates proprietary premium audit software for insurance carriers and premium audit vendors. Instead of paying thousands of dollars for outdated legacy software, Clasifi builds you a fully custom, AI-powered audit platform that you own outright. The platform includes AI Outreach Agents, AI QC Review Agents, AI DOO Writers, and direct API connections into billing and underwriting systems.

Question 2

What AI agents does Clasifi build for premium audit?

Accepted Answer

Clasifi builds three core AI agents for premium audit: (1) AI Outreach Agent — automatically contacts insureds, sends reminders, and tracks time-service compliance so nothing falls through the cracks; (2) AI QC Review Agent — runs a comprehensive quality check on every audit before submission, catching misclassifications, missing data, and inconsistencies; (3) AI DOO Writer — automatically generates comprehensive, consistent Descriptions of Operations, one of the most time-consuming parts of any audit.

Question 3

Who uses Clasifi?

Accepted Answer

Clasifi serves insurance carriers and premium audit vendors who want to replace outdated, expensive legacy software with a proprietary AI-powered audit platform. Any carrier or vendor managing workers' compensation, general liability, or commercial lines audits can benefit from a custom Clasifi build.

Question 4

Does Clasifi connect to billing and underwriting systems?

Accepted Answer

Yes. Every proprietary platform built by Clasifi includes direct API connection to the carrier's or vendor's billing and underwriting systems. This eliminates double entry, reduces errors, and ensures audit results flow automatically into the right systems the moment an audit is approved.

Question 5

What is the difference between Clasifi and traditional premium audit software?

Accepted Answer

Traditional premium audit software is expensive, rigid, and built for the average user — not your specific workflow. Clasifi builds a fully proprietary platform shaped around your exact process, with AI agents that automate the most time-consuming tasks (outreach, QC review, DOO writing), and API connections to your existing systems. You own the platform and never pay ongoing license fees to a third party.

Question 6

What is an AI Self-Audit and how does it work?

Accepted Answer

Clasifi's AI Self-Audit feature allows insureds to complete simple premium audits through a guided chatbot portal without requiring a field or telephone auditor. The insured uploads payroll documents and answers structured questions. The AI extracts data, validates class codes, calculates premium, and submits the completed audit to the carrier. This is available to both carriers and vendors at $5 per completed audit.

Question 7

What types of premium audits does Clasifi support?

Accepted Answer

Clasifi-built platforms support all major lines of business: workers' compensation (WC), general liability (GL), commercial auto, garage, and BOP. All audit methods are supported: field audits, telephone audits, virtual audits, mail audits, voluntary audits, and waived audits. Multi-state audits with state-specific NCCI and ISO rules are fully handled.

Question 8

What is a premium audit vendor and how does Clasifi help them?

Accepted Answer

A premium audit vendor is a third-party firm hired by insurance carriers to conduct WC and GL premium audits. They manage field auditors, telephone auditors, and desk reviewers. Clasifi builds proprietary platforms for audit vendors that include AI tools for outreach, QC review, and DOO writing — eliminating manual bottlenecks and helping vendors meet carrier time-service requirements.

Question 9

What is NCCI class code validation in premium auditing?

Accepted Answer

NCCI (National Council on Compensation Insurance) class codes classify workers by job type to calculate workers' compensation premiums. Misclassified class codes are a leading cause of audit discrepancies and premium errors. Clasifi's AI validates class code assignments against NCCI and ISO guidelines, flags misclassifications automatically, and estimates the premium impact for auditor review.